Save on Taxes When You Buy a U.S.-Assembled Ford at Haldeman Ford Allentown

There’s exciting news from the IRS and the U.S. tax code that could put thousands of dollars back into your pocket when you purchase a new Ford or Lincoln assembled in the United States. This benefit stems from a provision in the recent federal tax law known informally as the “One Big Beautiful Bill” (Public Law 119-21), which allows certain taxpayers to deduct up to $10,000 of auto-loan interest on eligible vehicles — even if you don’t itemize your deductions. 

What Is the U.S. Assembly Tax Deduction?

Under the IRS guidance on the One Big Beautiful Bill’s provisions, beginning with the 2025 tax year (returns filed in 2026), individual taxpayers may be able to deduct interest paid on a loan used to purchase a new vehicle — up to $10,000 per year — provided the vehicle meets key conditions:

• It was assembled in the United States.
• It is a passenger car, SUV, pickup, van, or motorcycle weighing less than 14,000 pounds.
• The loan was used to purchase the vehicle for personal (non-business) use.
• The loan originates after December 31, 2024.
  To verify assembly eligibility, buyers can check the vehicle label on the window, review the VIN, or use the NHTSA’s VIN Decoder tool.

This deduction is designed to support domestic manufacturing while making new vehicle financing more affordable for buyers — whether you’re taking advantage of historically low interest rates or planning a purchase with a long-term auto loan.

Which Ford Vehicles Typically Qualify?

Ford is a leader in U.S. manufacturing, with a large portion of its trucks, SUVs, and cars assembled across American factories. While buyers should always confirm eligibility for a specific vehicle using the VIN check tool, many of the most popular models sold at Haldeman Ford Allentown will qualify. Eligible Ford models include the following popular vehicles:

• Trucks: F-150, Ranger, Super Duty

• SUVs: Bronco, Escape, Explorer, Expedition

• Vans: Transit, E-Transit, Econoline

• Cars: Mustang

Key Points to Remember Before You File

While the deduction can be valuable, it’s subject to income phase-outs. Individuals with modified adjusted gross income over a set threshold may see the deduction reduced or eliminated. However, for many buyers who finance new vehicles, the deduction represents a rare opportunity to reduce taxable income for auto-loan interest.

At Haldeman Ford Allentown, we proudly offer a wide selection of U.S.-assembled Ford and Lincoln vehicles that may qualify for this significant auto-loan interest tax deduction. Our team can help you check final assembly status, guide you through financing options, and ensure you’re making the smartest choice for your financial and driving needs. Visit us today to test-drive your next vehicle.